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Historically Low Mortgage Interest Rates: Now’s Your Time to Buy a Home!

Aug 26, 2019

You know how the song goes: “I’ve got the power…” Now that mortgage rates are historically low, you have all the buying power — which means that not only can you enjoy lower monthly payments, you can even afford a home you may not have been able to before. Talk about being in the right place at the right time.

Today’s Home Mortgage Interest Rate

Of course, the decision to buy a new home (no matter if it’s your first or your third) requires a lot of thinking and financial planning. But it’s empowering to know that at this exact moment, you’re at an advantage in terms of what you can afford. Say current interest rates are 2% lower than they typically are — right now, you’d be able to purchase a higher-priced home, or in other words, the home that you really want.

As part of your monthly home payment, the interest rate on your mortgage plays a role in your experience as a homeowner. A lower interest rate offers greater “financial confidence,” which is essentially another way of saying peace of mind. After all, who doesn’t want to pay off their mortgage without any of the added stress?

Around 60 days prior to closing a home loan, you’ll have to lock in a certain interest rate. As of today, you can lock in the lowest rate that banks have offered in years. This summer, we’re feeling the love at Stone Martin Builders, and we can’t wait for you to experience the joy of homeownership with as little stress as possible.

If you’re ready to make your most exciting and rewarding move yet, our whole team is right behind you. We look forward to helping you settle into one of our contemporary and comfortable homes and communities in Alabama — and now that interest rates are historically low, you have the buying power! Sing it out loud…

The post Historically Low Mortgage Interest Rates: Now’s Your Time to Buy a Home! appeared first on Stone Martin Builders.

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